Top Scholarships for Nigerian Students 2026 – Fully Funded Options

Did you know that many Nigerian students search for scholarships every year, but only a fraction ever apply correctly? The truth is, many students miss out on life-changing opportunities not because they aren’t qualified, but because they didn’t know where to start or how to prepare.

If you’re a Nigerian student looking ahead to 2026, this guide is for you. We’ve handpicked the best fully funded scholarships, both international and local, and broken down what they cover, who’s eligible, and how to stand out in the application process. Think of this as your personal roadmap: shortlist the programs that fit your level and field, start gathering documents early, and make sure every personal statement speaks directly to what the sponsors are looking for. Let’s get started

What ‘fully funded’ usually covers

What does “fully funded” really mean? For many Nigerian students, the phrase promises total financial relief, but the actual coverage can differ from one sponsor to another. In most cases, a fully funded scholarship will pay your tuition and compulsory university fees, while also providing a monthly living stipend or accommodation allowance to ease day-to-day expenses.

Some programs go further by including return airfare, health insurance, and even research or dissertation grants for postgraduate students. However, it’s important not to assume and always double-check the official scholarship page to see exactly what is included. By understanding these details early, you can plan better and avoid surprises during your study journey.

Top international scholarships to prioritize

These programmes are commonly targeted by Nigerian applicants. Each is competitive, so focus on fit and clear impact for Nigeria in your application.

Chevening Scholarships (UK) for master’s

The Chevening Scholarship remains one of the most prestigious opportunities for Nigerian students who dream of studying in the UK. This fully funded award covers a one-year master’s degree, taking care of tuition fees, living allowances, and even return travel expenses.

What truly sets Chevening apart is its focus on leadership. Selection panels are not just looking for strong academic records, and they want applicants who can demonstrate clear leadership potential and a vision for how their UK education will impact Nigeria. For example, past scholars have returned to contribute in fields such as public policy, entrepreneurship, and education reform, driving tangible change in their communities.

If you’ve held leadership roles, whether in student associations, community projects, or professional organizations, emphasize measurable outcomes like initiatives launched, funds raised, or policies influenced. By presenting evidence of both your achievements and your future plans, you show the selection committee that you are not only capable of benefiting from the scholarship but also committed to giving back in ways that align with Chevening’s mission.

Commonwealth Scholarships (UK) for postgraduate

The Commonwealth Scholarship (UK) remains one of the most prestigious opportunities for postgraduate students from eligible Commonwealth countries. Designed to build future leaders and drive positive change, the program not only funds tuition but also provides living allowances and covers international travel.

What makes this scholarship unique is its focus on development impact applications that clearly connect proposed research to pressing national challenges or development priorities often stand out. For example, candidates who align their studies with areas like education, health, technology, or sustainable development have a stronger chance of success. In other words, this is more than just financial support; it’s an investment in scholars who can return home and make meaningful contributions to their countries.

DAAD Scholarships (Germany)

If you’ve ever dreamed of studying in Germany, the DAAD Scholarship is another reliable door to walk through. The program offers a wide range of funding opportunities for master’s and doctoral students, with some calls designed specifically for students from Africa, Asia, and other regions.

What makes DAAD stand out is not just the prestige but the practical support it provides, including monthly stipends to cover living costs, health insurance contributions, and even travel allowances to ease your relocation. For students in technical, scientific, or research-driven fields, DAAD is especially attractive because of Germany’s global reputation for innovation and cutting-edge research. With thousands of alumni worldwide, earning a DAAD award not only funds your education and connects you to a lifelong international network.

Fulbright Foreign Student Program (USA)

If you’ve ever dreamed of studying or doing research in the United States, the Fulbright Foreign Student Program is a prestigious opportunity available to Nigerians. This scholarship doesn’t just cover tuition; it also takes care of living expenses, travel costs, and even health insurance, making it a truly fully funded package.

What sets Fulbright apart is its focus on applicants who can connect their graduate study or research directly to Nigeria’s development needs. In other words, the stronger and more practical your research plan, the higher your chances of standing out.

For example, if your proposal addresses issues like renewable energy, public health, education access, or technology-driven solutions for local communities, it shows you’re not just studying for personal growth but contributing to Nigeria’s future. With thousands of students worldwide competing for this award, clarity, feasibility, and local impact can make your application shine.

Erasmus Mundus Joint Master’s Degrees (EU)

The Erasmus Mundus Joint Master’s Degrees (EMJMD) also stands out as a good opportunity for postgraduate students who want both academic excellence and cultural immersion. Unlike traditional programs, Erasmus Mundus is run by a consortium of universities across Europe, allowing students to study in at least two different countries during their degree.

This multi-country approach doesn’t just enhance your education; it builds global perspectives, adaptability, and professional networks that last a lifetime. Even more, the scholarship package is highly competitive, covering full tuition and participation costs, round-trip travel, comprehensive insurance, and a monthly living allowance. With such extensive support, students can focus on learning, research, and cultural exchange without financial strain. For ambitious applicants seeking a world-class education blended with international exposure, Erasmus Mundus offers an unmatched pathway.

Mastercard Foundation & partner programmes

The Mastercard Foundation partners with top universities around the world to provide life-changing scholarship opportunities that focus on nurturing Africa’s brightest talent. Unlike many funding schemes, this program goes beyond just covering tuition, and it often includes living expenses, academic resources, leadership training, mentorship, and even internship placements that prepare students for real-world impact.

The goal is not only to support students financially, but also to equip them with the skills and networks needed to drive long-term development across Africa. Since applications are handled directly by partner universities, it’s essential to monitor their official pages for localized calls and deadlines. For students who want a scholarship that combines funding with career development and community impact, the Mastercard Foundation program is another powerful option available.

Important Local and corporate scholarships to include

To increase your chances, combine global competitions with local or corporate awards that often have narrower applicant pools:

• PTDF (Petroleum Technology Development Fund) — funds postgraduate training in petroleum-related fields.
• MTN Foundation and other corporate schemes — periodic scholarships for undergraduates and postgraduates; coverage varies.
• NNPC and industry-sponsored scholarships — available occasionally for technical disciplines; monitor official announcements.
• Federal and state government programmes — ministries and state governments sometimes publish scholarship calls.
• University-sponsored full scholarships and bursaries — both Nigerian and foreign universities occasionally offer full funding; check the bursary and international office pages.

Who should apply to which scholarship?

• Undergraduates: Corporate scholarships, some university bursaries, state/federal schemes.
• Masters: Chevening, Commonwealth, Erasmus Mundus, and many DAAD master’s grants.
• PhD & research: DAAD PhD calls, Fulbright research, university-funded PhD assistantships.
• Short courses/professional fellowships: Look for targeted corporate or NGO training grants.

Application checklist (documents to prepare)

• Current passport.
• Official transcripts.
• Degree certificate (if available).
• Updated CV (2 pages max, scholarship-friendly).
• Personal statement/statement of purpose.
• Research proposal.
• Two or three referee letters (preferably academics or direct supervisors).
• Language test scores (IELTS/TOEFL) will be required.
• Passport photo and ID forms.
• Any portfolio or sample work.

How to write a personal statement

• Write a Lead with impact.
• Academic & professional fit.
• Development impact.
• Talk about why you chose this scholarship/university.
• Close with commitment.

Conclusion

Winning a fully funded scholarship is less about luck and more about strategy. Choose awards that match your profile, start 9-12 months early, prepare a crisp dossier (transcripts, referees, essays), and write every statement with impact for Nigeria. Combine global competitions with local and corporate opportunities to increase your odds. If you follow the timeline and checklist above, you’ll move from eligible to competitive. Good luck.